UNION BANK OF INDIA IFSC CODE Quick Search

IFSC Code

MICR Code

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What is UNION BANK OF INDIA IFSC Code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

UNION BANK OF INDIA IFSC Code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

UNION BANK OF INDIA IFSC Code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

UNION BANK OF INDIA IFSC Code : UBIN0530018 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : UBIN for Bank : UNION BANK OF INDIA

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 530018 for Bank Branch GUWAHATI MAIN

Anatomy of a Cheque

UNION BANK OF INDIA IFSC Code-cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for union bank of india

MICR code for union bank of india represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for union bank of india on Cheque:

MICR Code for union bank of india can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for union bank of india :

MICR Code for union bank of india is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for UNION BANK OF INDIA : 781026002 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 781 for City : GUWAHATI

Middle 3 digits reprents Bank Code: 026 for Bank : UNION BANK OF INDIA

Last 3 digits represents Branch Code : 600 for Bank Branch GUWAHATI MAIN

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