KOTAK IFSC CODE Quick Search

IFSC Code

MICR Code

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What is KOTAK IFSC Code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

KOTAK IFSC Code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

KOTAK IFSC Code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

KOTAK IFSC Code : KKBK0000131 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : KKBK for Bank : KOTAK MAHINDRA BANK LIMITED

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 000131 for Bank Branch KANPUR

Anatomy of a Cheque

KOTAK IFSC Code-cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for kotak

MICR code for kotak represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for kotak on Cheque:

MICR Code for kotak can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for kotak :

MICR Code for kotak is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for KOTAK MAHINDRA BANK LIMITED : 208485002 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 208 for City : KANPUR

Middle 3 digits reprents Bank Code: 485 for Bank : KOTAK MAHINDRA BANK LIMITED

Last 3 digits represents Branch Code : 500 for Bank Branch KANPUR

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