CITI Bank Credit Card IFSC Code Quick Search

IFSC Code

MICR Code

Branch Name
Address
State
District
City
Phone

What is CITI Bank Credit Card IFSC Code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

CITI Bank Credit Card IFSC Code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

CITI Bank Credit Card IFSC Code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

CITI Bank Credit Card IFSC Code : CITI0000003 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : CITI for Bank : CITI BANK

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 000003 for Bank Branch CHENNAI

Anatomy of a Cheque

CITI Bank Credit Card IFSC Code-cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code

MICR code represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

MICR Code Format:

MICR Code is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for CITI BANK : 600037002 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 600 for City : CHENNAI

Middle 3 digits reprents Bank Code: 037 for Bank : CITI BANK

Last 3 digits represents Branch Code : 700 for Bank Branch CHENNAI