INDIAN OVERSEAS BANK IFSC CODE Quick Search

IFSC Code

MICR Code

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What is INDIAN OVERSEAS BANK IFSC Code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

INDIAN OVERSEAS BANK IFSC Code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

INDIAN OVERSEAS BANK IFSC Code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

INDIAN OVERSEAS BANK IFSC Code : IOBA0000002 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : IOBA for Bank : INDIAN OVERSEAS BANK

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 000002 for Bank Branch ADYAR

Anatomy of a Cheque

INDIAN OVERSEAS BANK IFSC Code-cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for indian overseas bank

MICR code for indian overseas bank represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for indian overseas bank on Cheque:

MICR Code for indian overseas bank can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for indian overseas bank :

MICR Code for indian overseas bank is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for INDIAN OVERSEAS BANK : 600020043 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 600 for City : CHENNAI

Middle 3 digits reprents Bank Code: 020 for Bank : INDIAN OVERSEAS BANK

Last 3 digits represents Branch Code : 004 for Bank Branch ADYAR

All Bank IFSC Code List

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