IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.
HDFC Credit Card IFSC Code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main
payment and settlement systems in India.
1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer
For Example :
HDFC Credit Card IFSC Code : HDFC0000128 is 11 digit Unique IFSC Code.
First 4 characters represents Bank Code : HDFC for Bank : HDFC BANK
5th character is Zero and it is reserved for future reference
Last 6 characters represents Branch Code : 000128 for Bank Branch CHENNAI - CREDIT CARD OPERATIONS
Anatomy of a Cheque
The above image represent cheque format which locates IFSC Code and MICR Code in Red Box
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