IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.
UNITED BANK OF INDIA UTTARAKHAND ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main
payment and settlement systems in India.
1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer
For Example :
UNITED BANK OF INDIA UTTARAKHAND ifsc code : UTBI0DED528 is 11 digit Unique IFSC Code.
First 4 characters represents Bank Code : UTBI for Bank : UNITED BANK OF INDIA
5th character is Zero and it is reserved for future reference
Last 6 characters represents Branch Code : DED528 for Bank Branch DEHRA DOON
Anatomy of a Cheque
The above image represent cheque format which locates IFSC Code and MICR Code in Red Box
MICR code for united bank of india uttarakhand represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.
MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).
MICR Code for UNITED BANK OF INDIA : 248 is 9 digit Unique MICR Code.
First 3 digits represents CityCode Code : NA for City : DEHRA DOON
Middle 3 digits reprents Bank Code: NA for Bank : UNITED BANK OF INDIA
Last 3 digits represents Branch Code : NA for Bank Branch DEHRA DOON
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