IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.
JAMMU AND KASHMIR BANK LIMITED UTTAR PRADESH ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main
payment and settlement systems in India.
1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer
For Example :
JAMMU AND KASHMIR BANK LIMITED UTTAR PRADESH ifsc code : JAKA0ALABAD is 11 digit Unique IFSC Code.
First 4 characters represents Bank Code : JAKA for Bank : JAMMU AND KASHMIR BANK LIMITED
5th character is Zero and it is reserved for future reference
Last 6 characters represents Branch Code : ALABAD for Bank Branch ALLAHBAD
Anatomy of a Cheque
The above image represent cheque format which locates IFSC Code and MICR Code in Red Box
MICR code for jammu and kashmir bank limited uttar pradesh represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.
MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).
MICR Code for JAMMU AND KASHMIR BANK LIMITED : 211051002 is 9 digit Unique MICR Code.
First 3 digits represents CityCode Code : 211 for City : ALLAHABAD
Middle 3 digits reprents Bank Code: 051 for Bank : JAMMU AND KASHMIR BANK LIMITED
Last 3 digits represents Branch Code : 100 for Bank Branch ALLAHBAD
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