HDFC BANK PUNJAB IFSC CODE Quick Search

IFSC Code

MICR Code

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What is HDFC BANK PUNJAB ifsc code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

HDFC BANK PUNJAB ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

HDFC BANK PUNJAB ifsc code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

HDFC BANK PUNJAB ifsc code : HDFC0000034 is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : HDFC for Bank : HDFC BANK

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : 000034 for Bank Branch LUDHIANA - THE MALL - PUNJAB

Anatomy of a Cheque

HDFC BANK PUNJAB ifsc code -cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for hdfc bank punjab

MICR code for hdfc bank punjab represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for hdfc bank punjab on Cheque:

MICR Code for hdfc bank punjab can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for hdfc bank punjab :

MICR Code for hdfc bank punjab is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for HDFC BANK : 141240002 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 141 for City : LUDHIANA

Middle 3 digits reprents Bank Code: 240 for Bank : HDFC BANK

Last 3 digits represents Branch Code : 000 for Bank Branch LUDHIANA - THE MALL - PUNJAB

HDFC BANK All City IFSC Code List for State PUNJAB

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