IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.
ANDHRA BANK HIMACHAL PRADESH ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main
payment and settlement systems in India.
1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer
For Example :
ANDHRA BANK HIMACHAL PRADESH ifsc code : ANDB0001849 is 11 digit Unique IFSC Code.
First 4 characters represents Bank Code : ANDB for Bank : ANDHRA BANK
5th character is Zero and it is reserved for future reference
Last 6 characters represents Branch Code : 001849 for Bank Branch KULLU
Anatomy of a Cheque
The above image represent cheque format which locates IFSC Code and MICR Code in Red Box
MICR code for andhra bank himachal pradesh represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.
MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).
MICR Code for ANDHRA BANK : 175011101 is 9 digit Unique MICR Code.
First 3 digits represents CityCode Code : 175 for City : KULLU
Middle 3 digits reprents Bank Code: 011 for Bank : ANDHRA BANK
Last 3 digits represents Branch Code : 110 for Bank Branch KULLU
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