IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.
UCO BANK MALDA ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main
payment and settlement systems in India.
1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer
For Example :
UCO BANK MALDA ifsc code : UCBA0000809 is 11 digit Unique IFSC Code.
First 4 characters represents Bank Code : UCBA for Bank : UCO BANK
5th character is Zero and it is reserved for future reference
Last 6 characters represents Branch Code : 000809 for Bank Branch MALDA
Anatomy of a Cheque
The above image represent cheque format which locates IFSC Code and MICR Code in Red Box
MICR code for uco bank malda represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.
MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).
MICR Code for UCO BANK : 732028102 is 9 digit Unique MICR Code.
First 3 digits represents CityCode Code : 732 for City : MALDA
Middle 3 digits reprents Bank Code: 028 for Bank : UCO BANK
Last 3 digits represents Branch Code : 810 for Bank Branch MALDA
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